Lexington Law - Credit Repair
4.2
Lexington Law - Credit Repair is your key to fixing and improving your credit, all from the convenience of your mobile device. With a range of tools and resources, you can track your credit repair progress and gain a better understanding of how to protect and enhance your credit. Unlike other credit repair companies, Lexington Law obtains credit reports from all three major bureaus and works directly with you and your creditors to establish challenge reasons for negative items. Their proven process has successfully removed millions of inaccurate or unfair items from credit reports.
Comprehensive Credit Repair Services: Unlike other credit repair companies, Lexington Law obtains credit reports from all three credit bureaus and works with clients to establish challenge reasons for each negative item on their report. They send disputes on behalf of clients and communicate directly with creditors, ensuring a thorough and effective credit repair process.
FICO® Score Tracking: Many service levels offered by Lexington Law include a TransUnion FICO® Score, providing clients with a way to monitor their credit progress. FICO® Scores are important in US-based lending decisions, making this feature valuable for those looking to improve their creditworthiness.
Focus on Life Events: Lexington Law leverages consumer protections and laws to address negative items on credit reports that may be a result of life events such as divorce, identity theft, military service, medical bills, and mishandled student loans. By taking into account clients' input and experiences, they tailor their approach to credit repair and achieve better results.
Credit Report Monitoring: With Lexington Law's credit repair service, clients receive access to credit monitoring alerts called ReportWatch. These alerts inform clients of any changes on their TransUnion credit report, providing them with valuable information and advice based on these changes.
Identity Theft Protection: Lexington Law not only offers credit repair services but also provides identity theft insurance up to $1MM. Clients can also opt for additional identity protection alerts and monitoring services, similar to renowned provider LifeLock.
Digital Money Manager: In addition to credit repair services, Lexington Law offers a digital money manager tool that helps clients track their income, spending, transactions, budgets, trends, debts, and net worth. Similar to popular app Mint, this tool provides a holistic approach to managing one's financial life.
How does Lexington Law obtain credit reports from all three credit bureaus?
- It pulls credit reports for clients from Equifax, Experian, and TransUnion when they sign up for their service.
How does Lexington Law communicate with creditors?
- It communicates with creditors on behalf of clients during the credit repair process.
Are the results and success rate mentioned guaranteed?
- No, as each legal case is different, individual results may vary. The mentioned results are based on past success but should not be expected in every case.
How does Lexington Law help clients with life events affecting their credit?
- Lexington Law uses clients' input and experiences related to life events like divorce, identity theft, military service, medical bills, and mishandled student loans to determine how to challenge negative items on their credit report.
Is the digital money manager included in all service levels?
- Yes, the digital money manager is included in all service levels and offers tools to help clients track various aspects of their financial life.
Download the Lexington Law - Credit Repair app today and take control of your credit repair journey. With comprehensive credit repair services, FICO® Score tracking, a focus on life events, credit report monitoring, identity theft protection, and a robust digital money manager, Lexington Law offers a comprehensive solution to improve and protect your credit. The proven success rate, attention to individual circumstances, and commitment to consumer advocacy make Lexington Law a trusted leader in the credit repair industry. Join the hundreds of thousands of satisfied clients and start your journey towards a fair and accurate credit report.
